Bangladeshi Film Industry Essay

Dhallywood, which is an epithet normally utilized for film industry in Bangladesh, has had a serious preferred position since 1971 undoubtedly, however is most presumably going to lose it for good. At the point when it was isolated from Pakistan, they built up a law to ensure their film creation by barring and restricting Indian movies. Be that as it may, this non-serious circumstance prompted a deplorable condition of the business. They didn't develop nor care about and utilize new advancements and had fallen into the condition of negligence. Because of lesser movies created each year (ten years back it was around 100, these days it is just sixty and the visualization are that it will drop even lower), numerous lobbies and films have been shut and additionally changed into stores. On one hand producers unequivocally can't help contradicting dropping the denial of Indian movies, yet then again there are the proprietors of films who might welcome and appretiate the chance to communicate different movies as that would flaunt their salary. General impression is that the current condition of film-production industry here isn't reasonable and should be patched up. Which could occur by methods for helping out outside specialists and along these lines learning and improving oneâ's abilities, as a Bangladeshi chief, Ms Hossain, proposes. All things considered, it appears that Bangladeshi unique movies won't have the option to fulfill the interest which is in nowadays very broad and focused on great quality items and in this manner be compelled to acknowledge the opposition very soon.

Distribution Strategy Case Study Example | Topics and Well Written Essays - 750 words

Circulation Strategy - Case Study Example An online stage will permit us to circulate the item over the province effortlessly and with generally minimal effort related elements. We will make a simple to-move site where clients can get to data relevant to the item just as purchase items at the solace of their homes or work environments. Beside the site, we will build up a cell phone application with a simple to utilize interface which will expand our intensity. Insights report an enormous number of the province inhabitants are mechanically adroit and approach cell phones and PCs. This attempts furthering our potential benefit. Expanding the quantity of conveyance channels guarantees a more prominent client base, expanded profitability and improved benefit making potential. In this manner, to build deals volumes, we will utilize administrations of salespeople, middle people, neighborhood wholesalers and join direct conveyance strategies in our appropriation system at whatever point important to expand openness of Old-Timer.The firm has just made arrangements to buy 5 conveyance vehicles to encourage transportation. These vehicles will be deliberately planned to drive and benefit the item to all business sectors. Through setting up vital association with key players in the business, we will guarantee that our item is in gracefully stores, general stores, built up care focuses and nursing homes countywide. Our objective market is explicitly ladies matured over 35 years and the more youthful age ready to buy the item for their folks.

Ishmael Beah’s Families free essay sample

Familys in a childs life has the most effect on them. It tells them the best way to grow up and who to trust. In the book â€Å"A Long Way Home† by Ismael Beah, is a genuine diary about a kid named Ismael Beah who grows up with numerous battles and no family. He was distinctly around twelve years of age when he was performing at a rap gathering and his town was assaulted by the Civil War in Sierra Leone leaving him and his gathering of companions destitute without their families. While they are separated from everyone else they battle discovering food and a haven in various towns. While Ishmael isâ looking for his family in various towns, he is caught by Lieutenant Jabati which transforms him into a kid fighter murdering blameless individuals and making him dependent on drugs. He is then found by UNICEF which places him in recovery to assist him with finding a future and fix what has befallen him before. We will compose a custom exposition test on Ishmael Beah’s Families or on the other hand any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page However, it was difficult for him to communicate, until he finds a medical caretaker named Esther who causes him communicate by giving him a walkman with rap; which helped him express what has occurred from quite a while ago. He is then invited to live with his Uncle Tommy in Sierra Leone, who is his next new dad figure. He is then progressively sure about himself and offers his storys with the United Nations in New York. Which encourages him meet his temporary mother named Laura Simms who lights up his future and moves at that point lets him move to the United States with her. Ishmael afterwards comes back to Freetown, Sierra Leone to live with Uncle Tommy again and keeping in mind that he is there the Civil War returns. His Uncle Tommys bites the dust and afterward Ishmael moves back to the United States to carry on with another life. While Ishmael was growing up he never truly had a genuine family. Be that as it may, he had numerous individuals to supplant being in his own family, who gave sanctuary and trust. The individuals who assumed a job were Lieutenant Jabati, Esther, Uncle Tommy, and Laura Simms. On the off chance that Ishmael had grown up with a family he would have presumably been formed altogether different at that point experiencing the enduring he had experienced. Furthermore, Ishmael would have learned better things growing up with a family. During Ishmaels battle he finds a family figure which keeps him surving with very little assistance. The main individual to assume a job as a relative is The Army Lietenant. He was found toâ be a dad figure to Ishmael since he instructs him to be a trooper by programming him with drugs. In the book it says, â€Å" The young men and different troopers who were the crowd applauded I was given the position of junior lieutenant. We praised that day’s achievment with more medications.. †(125). Likewise he had felt as a dad figure in light of the fact that simply like his dad before he had past away the Lieutenant adored shakespeare. Another enormous point was that while he was a kid fighter and before that he had lost bunches of companions which had made him placed all his trust into the Lieutenant. Another point is that he had consistently given orders and this made him give regard. His last model is that he had eradicated Ishmaels name and transformed it into â€Å"Green Snake† which makes Ishmael fell like he had made a renewed individual and the former him was no more. These things had made Ishmael admire the Lieutenant as an immense dad figure yet when the Lietenant had released him to UNICEF he had felt miserable and double-crossed. Another family figure which Ishmael finds during his battle and discovering what his identity is was is his medical caretaker Esther. Esther is an immense part which causes him endure becuase she gets him aâ walkman. The music is helping him recuperate and is helping him get past his headaches from the medications that the Lieutenant made him utilize and the frightful recollections he had. While letting out his feeling with Esther he is sparing himseld from himself supposing that he had not let out his recollections the agony would remain with in him. Despite the fact that it was difficult for Ishmael to believe somebody in the wake of being deceived by the Lieutenant he had just because once more. It was simple for him since Esther had caused him to feel as him she was his mom or sister by helping him feel love and beingâ around a similar age as him. The third individual who had Ishmael been a family figure to Ishmael was his Uncle Tommy who he had turned upward to as a dad figure. His Uncle Tommy began to visit him each weekened and began picking up trust. At the point when he was let out of recovery Uncle Tommy took him in like a child. The motivation behind why he had been an enormous assistance in light of the fact that numerous individuals had thought about his past and would not like to take Ishmael in to there house realizing he had experienced a great deal and could snap however his uncle tommy had looked next to that and needed to give him a future. His Uncle Tommy needed to give him love, acknowledgment, and needed Ishmael to be a kid again like he couldnt be. In the book it says â€Å"all I could consider was the disclosure of a family I never thought existed. I was cheerful, yet I had gotten acquainted with not indicating it† (178). This is demonstrating that ot had been making it much simpler for Ishmael to recuperate from the entirety of his terrible past again yet he had not mended up as far as possible yet. To wrap things up while Ishmael was at the United Nation Conference in New York city he had ran into a narrator named Laura Simms. After the meeting she had conversed with numerous kidsâ but had seen Ishmael as exceptionally uncommon. So when he returns to Sierra Leone she sends him cash and he moves back and she turns into his temporary mother. This had caused Ishmael to feel needed and cherished once more. With the affection that Laura had demonstrated him and empathy it had made it simpler for ishameal to clear the barricade to trusting and having a decent future. She had likewise been a decent Foster mother in light of the fact that despite the fact that she had known the sort of battle he had in the past she had still took him in to her sheltered and serene home. Taking everything into account the significance to having a family while growing up can shape your future andâ who you are. Ishmael had battled since he was twelve years of age and has had four distinct individuals assume a family job in his life. It was either Lieutenant Jabati who was looked on as a dad figure, Esther who was taken a gander at as a sister and a mother, Uncle Tommy who was taken a gander at as a dad figure, and to wrap things up Laura Simms who was taken a gander at as a mother figure. I accept each kid should live in a house with a family and food supposing that it wasnt for these loved ones he would most likely not have made it to succed and be the place he is currently, a renewed individual.

Human Resource Management Is Radically Different From Personnel Essay

Human Resource Management Is Radically Different From Personnel Management - Essay Example Human asset the executives is a two way response, right off the bat individuals work to accomplish their objectives by helping associations develop and furthermore the associations accomplish their objectives by helping individuals develop, in short one can say that the motivation behind human asset the board is to improve the gainful commitment of individuals to the association in manners that are deliberately, morally, and socially mindful (Werther, Keith, 8). Where as when we talk about work force the board than we are additionally discussing the staff other than supervisors, which doesn't go under HR division, for example, work power, which is in contact with the administrator who is liable for the work dealings, anyway that chief has an immediate connection with human asset office. Further more the human asset the executives isn't just restricted to the representative relations with a specific goal in mind yet it is a finished procedure that makes it so much confused and fascinating, it has a tremendous extension and destinations which are likewise identified with the association in which individuals are working, not normal for staff the executives which is identified with individuals working for the association as it were. The human asset has certain targets with out which there would be no need of it, there are four sorts of destinations, Organizational Objective, the hierarchical adequacy is the key issue here, its primary occupation is to distinguish the way that is there any administration leaving or not Then comes Functional Objective, here HR work is to recognize and keep up the degree of commitment corresponding to the association's needs, at that point comes Societal Objective, here the activity of HR is to satisfy the requirements of the general publi c regarding being morally and socially mindful in meeting the difficulties looked by the general public, at that point the last one is Personal Objective, it is thought to be the center motivation behind HR and that is to help representatives in arriving at their own objectives and helping and guaranteeing their commitment in the achievement of the association it self. Further more HRM is having different convoluted procedures, for example, determination and enlistment process, which is unquestionably identified with the representatives however more critically the organization is discovering individuals for its own advantage, here the organization isn't dealing with the individuals yet simply checking their measures whether they can work or not, so the emphasis is on the association's improvement, another procedure is worker preparing and advancement, here the organization has some expectation in dealing with the faculty yet the principle concerns are for the association's greatness , different procedures are worker pay and motivations which shows a connection between human asset and staff the board, these all are highlighting the way that it is a tremendous and muddled field where as faculty the executives has a restricted part to play in the whole human asset the board. There are considerably more prominent realities to talk about human asset the board which are totally not quite the same as the work force the executives but having direct effect on the nation where the HRM rehearses are done, the most serious issue that the nations are confronting is the job of human asset division in

Do You Really Need Renters Insurance

Do You Really Need Renters Insurance After getting your first job, you have finally rented a nice, cozy apartment for yourself and can now enjoy the feeling of living in your own place.One day, however, you come home only to realize that your apartment has been burgled and some of your possessions stolen.How do you recover what you have lost? If not burglars, a tree might crash through your window on a stormy night and damage your television, fridge, or some other expensive appliance.Not only do you need to replace this items, but you might also have to find somewhere to stay while the place is being repaired.If you don’t have renters’ insurance, these events can drain you financially. And the above scenarios are just a few examples.What if your dog bites your neighbor’s kid and your neighbor sues you? What if a friend gets injured while in your apartment?All these are situations that might put a dent in your pocket, something that can be easily avoided if you have renters’ insurance.Most people think they are c overed by their landlord’s insurance, but nothing could be farther from the truth.Your landlord’s insurance only covers what the landlord owns, which is the physical structure, the house itself. As for your personal belongings, insuring them is your responsibility.This is where renters’ insurance comes in.If you not conversant with renter’s insurance, or if you have heard about it but don’t know whether you really need it, you are in the right place.This article is going to cover everything you need to know about renters’ insurance.WHAT IS RENTERS’ INSURANCE? To understand renters’ insurance, you have to first get how it differs from homeowners’ insurance.On purchasing a home, you also need to purchase homeowners’ insurance, since your home is a valuable asset that must be protected against risks such as fire.As a tenant who has rented a home, on the other hand, you would instead go for renters’ insurance.Renters’ insurance differs from homeowners’ insuranc e in that it does not protect the physical structure of the home.Since the renter does not own the structure, he or she cannot insure it â€" that would be the responsibility of the property owner, in this case the landlord.Instead, renters’ insurance insures your possessions.It protects your goods against perils such as fire, lightning, falling objects, explosion, riots, or vandalism.The house itself is insured by the landlord, but your possessions are your own responsibility.These include your books, electronic appliances, furniture, and so on.Renters’ insurance also covers the expenses you might incur when your dwelling has been made uninhabitable.In addition, renters’ insurance covers you in case someone gets injured in your apartment. It also covers you when somebody else’s personal property is damaged and they sue you.The building’s owner bears the responsibility of insuring your dwelling, but none at all for your personal belongings.Therefore, in case of a fire, the damage upon the building itself will be covered under the landlord’s insurance, but your own personal belongings won’t.This is why some large or medium-sized rental properties have it as a requirement in the lease that all tenants must hold renters’ insurance.Renters’ insurance covers all sorts of dwellings, so long as you are renting your home.This includes condos, apartments, and houses.Since renters’ insurance only covers your personal property and not the actual dwelling, it is far less costly than homeowners’ insurance.WHAT DOES IT COVER?Each renters’ insurance policy is unique as what it covers depends on the insurer you pick and the type of coverage you want.However, most renters’ insurance policies typically cover the following:1. Personal PropertyMost people purchase renters’ insurance as a way of protecting their personal belongings. Risk events that may be covered by renters’ insurance include:FireLightningHailAircraftFalling objectsExplosionFrozen plu mbingRiotsTheftSmokeVandalismSudden and accidental water discharge from plumbing or appliancesWindWeight of snow or iceMost standard renters’ insurance policies protect against fire, vandalism, water damage, theft, power surges, and other out-of-your-control events.However, most do not protect against mudslides, earthquakes, flood water, or nuclear hazards.If the area you live in is prone to these hazards, you should talk to your insurance agent about getting a separate policy for these.Furthermore, you should note that certain property types get coverage only up to a certain limit set by the insurer.For instance, the limit for electronics could be $2,500, while the limit for jewelry and furs could be $1,500.In that case, if you own a customized computer, an engagement ring, or an expensive golf clubs set, it would be best to purchase an additional personal articles policy.Such add-ons to your renter’s insurance won’t cost you much, but they provide protection for valuable ite ms that would be costly to replace.2. Loss of UseIn many cases, renters’ insurance policies cover expenses when your actual dwelling becomes damaged and uninhabitable.The policy pays for your living expenses until the repair of your property is complete.The policy may also pay for you to find somewhere else to live.In most cases, insurance policies pay this expense for a maximum period of two years.An example is when a tree crushes through the roof of your house and you need to find a hotel to live in.Loss of use covers the hotel bill, food, and other related expenses, as well as the repairs.3. Inflation CoverageRenters’ insurance may also cover inflation â€" making automatic adjustments for inflation.The insurance coverage on your personal property increases with the rising cost of living.The rate of increase is based on the inflation index.4. Liability CoverageLiability coverage covers the expenses that arise when someone sues you after getting injured inside your apartment.An example is a situation where a guest slips and falls inside your apartment, or when your dog bites your neighbor’s child who now has to get stitches.Liability coverage includes attorney’s fees and court costs, as well as medical costs for the injured party.Many tenants think that their landlord’s liability coverage covers them in the event of such accidents.However, if that accident is caused by your possessions, you as the tenant will be held responsible.Note that liability coverage does not cover you for negligence or for intentional bodily injury.For instance, it will not cover you when you fling a baseball in a parking lot trying to hit somebody. In addition, it does not cover business pursuits.For instance, if you bake brownies in your apartment and someone gets food poisoning from eating them, the liability coverage won’t be applicable. In such a case, what you need is a business owner’s policy.Liability coverage also doesn’t cover vehicle-related damage or injury .An example is when due to a failure in your emergency brake, your parked car hits somebody.To cover this, you need to get auto insurance.5. Additional CoverageOther than these basics, some renters’ insurance policies might have additional coverage.For instance, “Credit card and bank forgery” coverage ensures you are protected against monetary fraud attempts.An example is when a burglar breaks into your house and nabs your check book or credit card, using it to run up fraudulent charges or writing fake checks.“Property of others” coverage protects the property of guests in your house â€" for example, when you have borrowed a friend’s laptop and it gets destroyed by a leaking pipe.WHAT RENTERS’ INSURANCE DOES NOT COVEREqually important in understanding an insurance policy is knowing what it does not cover.In most policies, specific exclusions are listed to ensure customers know exactly what they are buying. Examples of risks not covered by renters’ insurance include:L osses caused by your negligence as a tenant.Losses caused by flooding.Losses caused by landslides or earthquakes.Losses caused by nuclear hazards.ACTUAL CASH VALUE (ACV) VS REPLACEMENT COST VALUE (RCV)When shopping for renters’ insurance, you might come across the terms actual cash value (ACV) and replacement cost value (RCV).These terms determine the monthly payments you are going to make towards your policy, as well as the amount of payout you can expect from your insurer.Actual Cash Value (ACV)Actual cash value refers to an item’s current, depreciated value.Over time, most things naturally reduce in value over time, with the exception of items such as heirlooms, antiques, and collectibles.Over time, due to wear and tear, items lose value. Furthermore, due to changing fashion, things go out of style and as a result are worth far less than they were originally worth.For instance, let’s say you have an iPhone that you bought several years ago when it cost approximately $800.Ho wever, in the years since you bought it, technology has advanced and design styles have evolved.In addition, the phone has undergone considerable wear and tear during those years. The ACV of that iPhone could now be something like $200.To better understand actual cash value, imagine if you had to sell that old iPhone on eBay or Craigslist.How much money would you actually get for it?This is a good metaphor to help you understand what ACV is.However, the insurer’s method of calculating ACV might be a bit more complicated than this.The insurance company might use a set table of depreciated values or it could work with a specific formula to calculate ACV.Replacement Cost Value (RCV)Replacement cost value refers to how much it will cost you to replace the item with a new one.For instance, if the iPhone we mentioned above is damaged by a fire, you will have to replace it. Obviously you can’t get a new iPhone for $200, which is the ACV.To get a new iPhone of the same model and quality , you might need about $450, and that is the replacement cost value.A better example would be a couch that you purchased four years ago at a cost of $4,000. It got burned in the same fire that destroyed your iPhone.The couch had during the last four years depreciated in value and its ACV was $2,000.However, to replace the couch, you will probably need $4,000 (couch prices don’t change as fast as smartphone prices).That means that the RCV would be $4,000, the same price as when you originally bought the couch, because that is how much it will cost to get a new one.Comparison Between ACV and RCVWhere you have to choose between these two terms when purchasing a renters’ insurance policy, your decision should be guided by how much you are willing or able to pay monthly.For instance, if you choose RCV, the policy will fully replace your lost or damaged item at the current market value.However, the downside is that your monthly premiums will be higher than for ACV insurance.On the oth er hand, if you choose ACV, you will enjoy lower monthly premiums.However, you will only receive the depreciated value of your item, and this might not be enough money to replace the item.Ensure that you read the small print on your renters’ insurance contract to ensure you get the option you want.How ACV and RCV Work in Renters’ InsuranceInsurance companies have certain regulations concerning their calculation of actual cash value and replacement cost value reimbursements.Each policy may differ slightly in its terms.Generally, you should have the ability to recover the actual cash value of an item immediately after filing a claim.On the other hand, to receive payment for the full received cash value, you will have to first actually replace the item and then submit a receipt.After you have filed a claim, the insurance company collects information concerning your items to help determine the replacement cost value and actual cash value of each item.They will then issue an ACV paym ent as quickly as possible, once all the claim requirements are met.Claim requirements typically include submitting relevant receipts, police reports, and photos of items/damages.If your intention is to replace the item, you have to purchase the new one and then submit a receipt.The insurance company will then reimburse you for the difference between actual cash value (which they had already paid you) and replacement cash value.AVERAGE COST OF RENTERS’ INSURANCERenters’ insurance is, on average, quite affordable â€" relative of course to the amount of coverage it provides.In the US, the average cost of renters’ insurance is approximately $16 monthly or about $187 annually.In the United States, about 37% of all households rent their homes â€" this accounts for over 43 million households.However, despite renter’s insurance being relatively affordable, only 40% have purchased renters’ insurance coverage, according to Value Penguin. The number is growing, however.Typically, re nters’ insurance rates range between $15 and $30 monthly (that is $180 and $360 annually). This is purely a ballpark figure to help give you a rough estimate of what renters’ insurance will cost you. Cost of renters’ insurance by state. Source: Trusted ChoiceHow much it actually costs you will depend on several factors, such as the location of your rented dwelling, the amount of liability protection, your personal property coverage, and any safety features you may have on the property such as burglar or fire alarms.If you live in hurricane territory or near a flood area, the average cost of renters’ insurance in your area is bound to be higher than other areas.If you as an individual or the house/apartment you live in has a history of numerous claims, your premiums are also likely to be higher than the average.In addition, raising reimbursement levels for electronics or valuable jewelry also raises the average rental insurance costs.The Impact of Your Deductible on Renters’ Insurance CostsWhen making an insurance claim, there is an amount of damage costs which you will be held responsible for. This amount is known as a renters’ insurance deductible.Typically, a renters’ insurance deductible will be at $500 or $1,000. However, you have a range of choices to select from.If you choose a higher deductible, you will have responsibility for a larger share of the costs.However, you will pay lower rates. It is better to choose lower deductible plans, so as to ensure you don’t pay more out of your pocket when you make a claim.The Impact of Item Valuation on Renters’ Insurance CostsThe item valuation in your policy also influences the amount of renters’ insurance costs.A policy with a high valuation for your possessions means you will pay a higher premium.Typically, you can select an insurance policy on the basis of whether it values your items on actual cash value (ACV) or on replacement cost value (RCV) basis.Should you pick an ACV policy, which is cheaper than the RCV one, you get reimbursement for your damaged property at its current value, which includes the wear and tear.An ACV policy is best when you want to keep the policy cost low and if you have a lot of new possessions that have not lost much value.If you select a RCV policy, which is more expensive, you will be reimbursed at the item’s current value, with wear and tear not being considered.In other words, you will be reimbursed based on how much it costs to buy a new item of the same type.Select an RCV policy if you can handle the slightly higher rates and if you are keen on getting a more generous reimbursement from the insurance company when you make a claim.The Impact of Endorsements for High-Value Items on Renters’ Insurance CostsStandard renters’ insurance policies may exclude high-value items like art or jewelry.Alternatively, these valuable items might be covered up to separate, lower limits.In that case, it will cost you extra to purchase an endorsement for increased coverage.The Impact of Safety Features on Renters’ Insurance CostsProving to your insurer that you are a lower-risk customer can lead to lower renters’ insurance rates.For instance, if you have burglar alarms, fire alarms, deadlocks, and other safety features, you may get a discount from the insurance company.Other Factors Besides Coverage That Affect Your Renters’ Insurance CostsOther factors that will have an impact on your policy’s price include pets, location, and insurance credit history.Pets: Owning an animal increases liability risk as it could injure someone else or damage their property. This doesn’t of course extend to harmless pets like gold fish. A dog, particularly the aggressive breeds, or a reptile, will prompt some insurers to raise the rate or to even exclude coverage for your pet entirely.Location: If you live in a place that is at a higher risk for natural disasters, the renters’ insurance policy will be more expensive. This is also true if you live in an area that has higher crime rates.Insurance and credit history: A person who has filed an insurance claim in the past is considered more likely to do it again in the future than one who has never filed a claim. The more numerous the claims, the riskier the customer, and hence the higher their renters’ insurance policy will be. Furthermore, insurance companies have found a correlation between one’s credit history and the likelihood of filing a claim. People who have poorer credit scores are more likely to file frequent claims than those who have strong credit scores.ADVANTAGES OF RENTERS’ INSURANCEIf it still not clear to you why you need to get renters’ insurance, below are some of the major benefits you will gain from getting renters’ insurance:It covers your personal possessions, since they are not typically covered by your landlord’s homeowner’s insurance, which only covers the physical structure of the building or home you live in.It is affordable â€" much more affordable than homeowner’s insurance, which is what you would pay if you owned your home. Most renters’ insurance policies range between $100 and $200 annually, though as we have seen the cost varies depending on a variety of factors.It provides liability coverage, in case someone is injured in your house and decides to sue you. The policy will also cover their medical bills.It provides fire/wind coverage, in case your belongings are damaged due to wind or fire.It provides theft coverage.It covers any damage or injuries you or your family may cause to others. This comes in handy if you have kids â€" for instance, if your kid smashes a neighbor’s rare antique china with a baseball.CONS OF RENTERS’ INSURANCEThe following are some of the reasons some people may hesitate to take a renters’ insurance policy:It does not cover flooding, earthquakes, or landslides. If you live in an area that has a high risk of floods or earthquakes, you will have to take out an additional policy.Actual cash value policies don’t pay enough to replace the lost item. On the other hand, replacement cash value policies are more expensive.The policy may not cover highly valuable item s, which necessitates taking out a separate policy for those items.WRAPPING UPGetting renters’ insurance is absolutely worth it.Considering the number of things that could go wrong at any time, it is wise to insure your personal possessions.This will ensure you don’t go broke when something happens to your personal belongings or to your guest.Considering how affordable it is, I don’t see a reason why you should not get renters’ insurance.

Library Science Academic Users Changing in 21 Century - 825 Words

Library Science: Academic Users Changing in 21 Century (Essay Sample) Content: Library ScienceStudentà ¢Ã¢â€š ¬s name:Professorà ¢Ã¢â€š ¬s name:Course number:DateLibraries have remained a product of change over the years. This is because of the different advancements made in history over the years. Different generations have had different library systems and librarians have always been faced with different challenges when going about their businesses. Right now, despite all these technological advancements in history, the librarians are faced with some kind of challenges. For example, right now, with the current library system, librarians have had to experience transitioning from analogue to digital form of storing and lending of books. Even though this system is efficient and tries to incorporate all technological advancements like the use of computers, the librarians are still left with a couple of challenges. Just like the olden days, when librarians were storing books in the form of scrolls and papyrus reeds, the librarians have had to be ready to adapt to change. Change might be effected by different factors such as different political environment, technological advancements, demographic changes, that is the age of the library users is low compared to those olden times, civilization and development of better and larger libraries. All these are some of the factors that facilitate librarians to always be ready for a change in their functioning and work.With the current day and age, more people are enrolling in institutions of higher learning than ever before. Young people are graduating straight from high schools into the different colleges and universities. These people are tech-savvy and with the advancements in the library systems, these young people do not experience a hard time locating books and other reading materials in the library. However, there is an emerging trend whereby people are first seeking for jobs and other means so as to sustain their livelihood and then later go to colleges and institutions of hi gher learning at a much later time. These people are not used to the complex advanced library systems and must,therefore, be guided through. Orientation may be a good idea but it does not work across all these people. However, a majority of these people prefer the website online libraries because of their busy schedules. These people may actually write a thesis report or a scholarly article purely based on the website content. Because of this, a majority of the universities and colleges libraries have formed online academic databases where they form their online library content. This is despite the fact that visiting the library may prove to be much better than simply keying some web content. Not all books can be posted online and it may actually take a real visit to the library to gain access to some of these books (Gilton, 2012).The experiences that a library encounter may have may also deter one from ever visiting the school library ever again. One may have a hard time looking fo r a book and eventually waste a lot of time looking for a book that he or she may have simply keyed in some words on the internet and gained access to the book. These people who go to colleges later may exercise impatience and as a result, they may opt for the online sources as primary sources for their research projects. With the evolution of search engines such as Google, Bing, Ask, research work is simply a click away. This might be disastrous since it might limit the students from the actual information that might have been present on books. Search engines are more popular than physical libraries. Online libraries are even more popular than the physical libraries. Amajority of these students have some form of familiarity with the various search engines available and this then begs the question, have we really lost the meaning of our school libraries? As it turns out, a while back, the library was the center of information for research and referral of academic content in the scho ols. Nowadays, the library has been left to the few who actually go to refer to the reference books in our libraries (Hardy, 2010).The popularity of these search engines has been facilitated by some factors such as friends, links from other electronic sources, teachers, and the media. This reduces the number of library users to a greater extent than before. Students pursuing courses involved with theoretical works such as historical courses may fall victim to these online sources and links. However, there are those students who pursue more technical courses such as mathematics and engineering courses may spend a lot of time in the libraries. The problem is that majority of these older college students may choose some technical courses like economics and commerce courses that are easily accessible on the internet in form the of PDFs and website contents and online libraries.The use of journals has also changed the way people perceive the use of libraries should be. These journals are easily accessible through the databases of the academic libraries and this saves time and money by eliminating the need of travelling to the actual libraries to access information. These journals have efficient and reliable information regarding any topic one wishes to research. As we have earlier seen, these people are short of time and they need to save as much time as possible. These journals facilitate the research projects of numerous students and they provide proper information regarding almost any topic that one wishes to research about.Academic libraries have also changed their way of operations to more efficient and precise services. This is done in a bid to attract more students int...

Essay on Chapter 6 Business Ethics and Ethical Decision...

1. Discuss the advantages and disadvantages of each decision that Elaine has made. a. 1st decision Graphic, Inc. loan of $10 million. Graphco was a tobacco firm embroiled in litigation concerning the promotion of its products to children. Elaine based her decision by Moral Philosophies which refers to the specific principals or rules that people use to decide what is right or wrong (Ferrell, Fraedrich, Ferrell, Ninth Edition Business Ethics, p 153). The advantage to this decision is she did what she felt was morally acceptable, the disadvantage is she does not have their business and she has no reason to believe they would not pay the loan back and she would have made money for the bank if she accepted and approved the loan†¦show more content†¦The advantage is she stayed away from an ethically questionable company since they were basically price gouging and the disadvantage, if you can get past the ethical decisions the company made, is they are a very successful company. This one she was overruled and forced to sign the loan. d. The last company was from Brazil requesting an agricultural loan to harvest parts of the rain forest and was willing to pay almost 2 points over the going rate on a $40 million loan. To Elaine this had environmental implications and was going against her stand on the environment. Elaine’s philosophy on this decision what is known as â€Å"Virtue Ethics† behavior adhering to moral behavior and what a mature person with â€Å"good† moral character would deem appropriate in a given situation. Advantages in this decision is on her end only, she felt as if she was going to save part of the rain forest but unfortunately the Brazilian company decided to just get the loan somewhere else, one of her competitors which is the disadvantage. 2. What are the Ethical and Legal considerations facing Elaine, Dennis, and UBC? a. Elaine could be forced to start making decisions to save the bottom line for the bank (UBC). 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